Wells Fargo Lively Money Card Evaluate

Limitless 2% money rewards — Cardholders earn an infinite 2% money rewards on purchases, with no classes to activate or earnings limits to trace.

There are different playing cards that provide greater money again charges on sure classes, and whereas they are often price it, they do require extra effort. And so they typically are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Lively Money® Card is ideal for somebody that wishes an easy-to-use card that also affords excessive rewards: you’ll earn a best-in-class flat rewards instantly in your purchases — with no limits or hoops to leap by way of.

$200 money rewards sign-up bonus — New Wells Fargo Lively Money® Card holders can earn a $200 money rewards sign-up bonus for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual charge, nevertheless it’s additionally one of many issues that units this Wells Fargo bank card aside from different 2% again playing cards. We’ve but to return throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.

15-month 0% APR intro provide — New cardholders can get pleasure from 0% intro APR on each new purchases and eligible stability transfers for a full 15 months. (After that interval, a go-to price of 19.74%, 24.74%, or 29.74% variable APR applies.) That is an awesome provide, even when in comparison with playing cards marketed only for a 0% intro APR. It signifies that this card will assist you to keep away from curiosity on purchases and stability transfers till 2024!

Take into account that stability transfers must be made inside the first 120 days to qualify for a lowered rate of interest and a decrease stability switch charge.

No annual charge — In lots of instances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Lively Money® Card, which sports activities a $0 annual charge.

Cellphone safety — With the value of a typical mobile phone within the a whole lot of {dollars}, having some type of insurance coverage is a good suggestion. With this Wells Fargo card, you may get built-in mobile phone safety of as much as $600 simply by paying your mobile phone invoice along with your card. Protection is topic to a $25 deductible.