Wells Fargo Replicate Card Assessment

0% intro APR for as much as 21 months (on each purchases and stability transfers) — That is the place the Wells Fargo Replicate® Card is tough to beat. The cardboard begins with a 0% intro APR on purchases and qualifying stability transfers for 18 months. To make it even higher, you will get an intro APR extension for 3 months, for a complete of 21 months. All it’s worthwhile to do is make on-time minimal funds through the intro and extension intervals.

It is value noting that the intro APR applies to stability transfers made inside the first 120 days of opening the account. There’s additionally a stability switch payment of three% ($5 minimal) on transfers made inside the first 120 days and 5% ($5 minimal) on transfers made after that. These payment quantities are normal amongst stability switch bank cards.

No annual payment — The Wells Fargo Replicate® Card cuts charges in the appropriate locations. Working example, the cardboard has no annual payment.

Cellphone safety — While you pay your month-to-month cellphone invoice along with your eligible Wells Fargo bank card, you rise up to $600 of cellphone safety in opposition to harm or theft (topic to a $25 deductible). That is a kind of underrated bank card perks. You need not pay for cellphone insurance coverage out of pocket, since this card consists of safety already.

Particular affords — By way of My Wells Fargo Offers, you may earn money again assertion credit on buying, eating, and experiences that you just pay for along with your eligible Wells Fargo card.