Wells Fargo Lively Money Card Overview

Limitless 2% money rewards — Cardholders earn an infinite 2% money rewards on purchases, with no classes to activate or earnings limits to trace.

There are different playing cards that supply greater money again charges on sure classes, and whereas they are often price it, they do require extra effort. And so they typically are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Lively Money® Card is ideal for somebody that wishes an easy-to-use card that also presents excessive rewards: you’ll earn a best-in-class flat rewards instantly in your purchases — with no limits or hoops to leap via.

$200 money rewards sign-up bonus — New Wells Fargo Lively Money® Card holders can earn a $200 money rewards sign-up bonus for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual payment, nevertheless it’s additionally one of many issues that units this Wells Fargo bank card other than different 2% again playing cards. We’ve but to come back throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.

15-month 0% APR intro provide — New cardholders can take pleasure in 0% intro APR on each new purchases and eligible steadiness transfers for a full 15 months. (After that interval, a go-to fee of 19.74%, 24.74%, or 29.74% variable APR applies.) That is an ideal provide, even when in comparison with playing cards marketed only for a 0% intro APR. It signifies that this card will will let you keep away from curiosity on purchases and steadiness transfers till 2024!

Remember the fact that steadiness transfers have to be made throughout the first 120 days to qualify for a lowered rate of interest and a decrease steadiness switch payment.

No annual payment — In lots of circumstances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Lively Money® Card, which sports activities a $0 annual payment.

Cellular phone safety — With the worth of a typical cellular phone within the a whole bunch of {dollars}, having some form of insurance coverage is a good suggestion. With this Wells Fargo card, you may get built-in cellular phone safety of as much as $600 simply by paying your cellular phone invoice along with your card. Protection is topic to a $25 deductible.