Wells Fargo Energetic Money Card Assessment

Limitless 2% money rewards — Cardholders earn a limiteless 2% money rewards on purchases, with no classes to activate or earnings limits to trace.

There are different playing cards that provide larger money again charges on sure classes, and whereas they are often value it, they do require extra effort. And so they typically are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Energetic Money® Card is ideal for somebody that wishes an easy-to-use card that also provides excessive rewards: you’ll earn a best-in-class flat rewards instantly in your purchases — with no limits or hoops to leap by.

$200 money rewards sign-up bonus — New Wells Fargo Energetic Money® Card holders can earn a $200 money rewards sign-up bonus for spending simply $1,000 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual price, nevertheless it’s additionally one of many issues that units this Wells Fargo bank card other than different 2% again playing cards. We’ve but to come back throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.

15-month 0% APR intro supply — New cardholders can take pleasure in 0% intro APR on each new purchases and eligible steadiness transfers for a full 15 months. (After that interval, a go-to fee of 19.49%, 24.49%, or 29.49% variable APR applies.) That is an ideal supply, even when in comparison with playing cards marketed only for a 0% intro APR. It signifies that this card will mean you can keep away from curiosity on purchases and steadiness transfers till 2024!

Remember the fact that steadiness transfers should be made throughout the first 120 days to qualify for a lowered rate of interest and a decrease steadiness switch price.

No annual price — In lots of instances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Energetic Money® Card, which sports activities a $0 annual price.

Cellphone safety — With the value of a typical cellular phone within the lots of of {dollars}, having some type of insurance coverage is a good suggestion. With this Wells Fargo card, you will get built-in cellular phone safety of as much as $600 simply by paying your cellular phone invoice together with your card. Protection is topic to a $25 deductible.